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TERMS AND CONDITIONS OF USE
JOSBEN INTERNATIONAL BUSINESS SCHOOL, UYO, NIGERIA
Effective Date: 1st August 2026
Next Review Date: 31st July 2027.
- Introduction
Welcome to the official website of JOSBEN International Business School, Uyo, Nigeria (“JOSBEN”, “the School”, “we”, “us”, or “our”).
These Terms and Conditions (“Terms”) govern your access to and use of the JOSBEN website, including all webpages, online forms, application portals, student-related services, digital content, and other services made available through the website (collectively, the “Website”).
By accessing, browsing, registering on, submitting information through, or otherwise using the Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms.
If you do not agree with any part of these Terms, please do not use the Website.
- About JOSBEN International Business School
JOSBEN International Business School is an educational institution located in Uyo, Akwa Ibom State, Nigeria.
The Website is provided primarily to give prospective students, current students, alumni, staff, partners, and members of the public access to information about the School, its programmes, admissions, events, activities, educational resources, and related services.
Information published on the Website may be updated, changed, or withdrawn from time to time without prior notice.
- Eligibility to Use the Website
You may use the Website provided that:
- you are legally capable of entering into an agreement under applicable law;
- you use the Website for lawful purposes;
- any information you provide is accurate, complete, and not misleading; and
- you comply with these Terms and all applicable laws and regulations.
- Where a user is under the age of legal capacity, use of certain services, including applications or transactions, may require the involvement or consent of a parent, guardian, or other authorised person.
- Permitted Use
You may use the Website for legitimate purposes, including:
learning about JOSBEN and its educational programmes;
- submitting enquiries;
- applying for admission;
- accessing authorised student or applicant services;
- registering for events or programmes;
- making authorised payments;
- accessing educational or informational materials; and
- communicating with the School through the contact channels provided.
You must not use the Website for any unlawful, fraudulent, abusive, defamatory, or malicious purpose.
- Prohibited Activities
You agree not to:
use the Website for any unlawful purpose;
attempt to gain unauthorised access to the Website, its servers, databases, accounts, or systems;
interfere with or disrupt the operation or security of the Website;
introduce viruses, malware, malicious code, or other harmful material;
impersonate another person or organisation;
provide false, misleading, fraudulent, or stolen information;
attempt to circumvent security or authentication measures;
scrape, harvest, copy, or systematically collect information from the Website without our written permission;
reproduce, modify, distribute, or commercially exploit Website content without authorisation;
use the Website to transmit spam or unsolicited commercial communications; or
engage in any activity that may damage JOSBEN, its reputation, systems, users, students, staff, or partners.
JOSBEN reserves the right to suspend or restrict access to any user who violates these Terms.
- Website Information and Accuracy
We endeavour to ensure that information published on the Website is accurate and current. However, JOSBEN does not warrant that all information will always be complete, accurate, error-free, or up to date.
Information concerning programmes, admission requirements, tuition or other fees, dates, schedules, academic activities, staff, facilities, accreditation, partnerships, and other institutional matters may change.
JOSBEN reserves the right to correct errors, update information, change programme details, amend schedules, or discontinue services where necessary.
Users should contact the School directly where confirmation of important information is required.
- Admissions and Applications
Information displayed on the Website regarding admissions is provided for general guidance.
Submission of an online application does not, by itself, guarantee admission.
Admission remains subject to JOSBEN’s applicable admission requirements, assessment procedures, availability of places, verification of submitted information, payment of applicable fees, and any other requirements established by the School.
JOSBEN reserves the right to reject an application where an applicant:
- does not satisfy the applicable admission requirements;
- provides false, incomplete, forged, or misleading information;
- fails to provide required documentation;
- fails to complete required procedures; or
- otherwise does not meet the School’s admission criteria.
- Fees and Payments
Where the Website provides facilities for payment of application fees, tuition, registration fees, examination fees, event fees, or other charges, users agree to provide accurate payment and billing information.
Payments may be processed through third-party payment providers. JOSBEN does not control the systems operated by independent payment processors and cannot guarantee uninterrupted availability of third-party payment services.
Unless otherwise expressly stated by JOSBEN, payment of a fee does not automatically constitute confirmation of admission, enrolment, registration, or participation.
All fees, payment deadlines, and refund conditions shall be subject to the School’s applicable policies.
- Refunds and Cancellations
Refunds, where applicable, shall be governed by JOSBEN’s refund and cancellation policies applicable to the relevant programme, service, or transaction.
Where no refund is available, this will be communicated to the user through the relevant programme or payment information.
JOSBEN reserves the right to deduct applicable administrative, processing, or other permitted charges from any approved refund.
- Intellectual Property
Unless otherwise stated, all content appearing on the Website, including but not limited to:
- text;
- logos;
- names and trademarks;
- photographs;
- graphics;
- videos;
- audio;
- course-related materials;
- publications;
- documents;
- designs;
- layouts;
- software; and
- other digital materials
- is owned by, licensed to, or otherwise lawfully used by JOSBEN and is protected by applicable intellectual property laws.
- You may access and use Website content for personal, educational, and non-commercial purposes, subject to these Terms.
- You must not reproduce, republish, modify, distribute, sell, licence, commercially exploit, or publicly display JOSBEN’s protected content without prior written permission, except where permitted by applicable law.
- User-Submitted Information and Content
Where the Website allows you to submit information, comments, enquiries, applications, documents, photographs, or other content (“User Content”), you remain responsible for ensuring that the information you submit is lawful, accurate, and does not infringe the rights of another person.
By submitting User Content, you grant JOSBEN permission to use, store, process, and communicate that information to the extent reasonably necessary to respond to your request, provide relevant services, administer applications or programmes, maintain records, and fulfil legitimate institutional or legal obligations.
JOSBEN will handle personal information in accordance with its applicable privacy and data-protection policies.
- Privacy and Data Protection
JOSBEN may collect and process personal information provided through the Website, including information submitted through admission forms, contact forms, registration forms, payment processes, enquiries, and other online services.
Such information may include names, contact details, educational information, identification information, payment-related information, and other information necessary for the relevant service.
JOSBEN will process personal data in accordance with applicable Nigerian data-protection laws, including the Nigeria Data Protection Act 2023, and its applicable Privacy Policy.
The School will take reasonable measures to protect personal information against unauthorised access, misuse, loss, alteration, or disclosure, subject to applicable law and the nature of the information.
Users should review the School’s Privacy Policy before submitting personal information through the Website.
- Cookies and Similar Technologies
The Website may use cookies and similar technologies to support website functionality, security, analytics, performance, and user experience.
Where applicable law requires consent for particular categories of cookies or processing, JOSBEN will provide appropriate mechanisms for obtaining or managing such consent.
Users may also be able to control certain cookies through their browser settings.
- Third-Party Websites and Services
The Website may contain links to third-party websites, platforms, payment services, social-media pages, or other external services.
These links may be provided for convenience and informational purposes.
JOSBEN does not necessarily endorse, control, or accept responsibility for the content, security, availability, privacy practices, or terms of third-party websites.
Your use of third-party websites is subject to the terms and policies of those third parties.
- Website Availability
JOSBEN will make reasonable efforts to keep the Website available and functioning properly. However, we do not guarantee that the Website will always b
- available without interruption;
- free from errors;
- free from viruses or other harmful components; or
- compatible with every device, browser, operating system, or internet connection.
- The Website may occasionally be unavailable due to maintenance, technical difficulties, security issues, third-party failures, internet connectivity problems, or circumstances beyond our reasonable control.
- Educational Disclaimer
Information and materials provided through the Website are intended primarily for general educational and informational purposes.
Publication of information about a course, programme, qualification, partnership, event, or educational opportunity does not constitute a guarantee that the programme will be available at all times or in the form described.
Academic and professional outcomes may depend on individual circumstances, performance, regulatory requirements, programme requirements, and other factors beyond JOSBEN’s control.
- Disclaimer of Warranties
To the maximum extent permitted by applicable law, the Website and its content are provided on an “as available” and “as is” basis.
JOSBEN makes no representation or warranty that:
- the Website will always meet your requirements;
- information on the Website will always be complete or error-free;
- access will always be uninterrupted;
- defects will always be corrected immediately; or
- the Website will always be free from harmful code.
Nothing in these Terms excludes any statutory right or protection that cannot lawfully be excluded.
- Limitation of Liability
To the maximum extent permitted by applicable law, JOSBEN shall not be liable for indirect, incidental, consequential, special, or unforeseeable loss arising from or connected with your use of, or inability to use, the Website.
This includes, where legally permissible, loss arising from:
- interruption of access;
- technical failures;
- reliance on Website information;
- third-party websites or services;
- unauthorised access caused by circumstances outside JOSBEN’s reasonable control; or
- loss of data.
Nothing in these Terms shall exclude or limit liability where such exclusion or limitation is prohibited by applicable law.
- Indemnity
To the extent permitted by law, you agree to indemnify and hold harmless JOSBEN International Business School, its officers, employees, agents, representatives, and authorised partners from claims, losses, liabilities, damages, costs, or expenses arising from your unlawful use of the Website, violation of these Terms, infringement of another person’s rights, or fraudulent or misleading information submitted by you.
- Account Security
Where the Website provides user accounts, applicant accounts, student portals, or other password-protected services, you are responsible for maintaining the confidentiality of your login credentials.
You must not share your password or account credentials with another person.
You should notify JOSBEN promptly if you believe that your account has been accessed without authorisation.
JOSBEN may suspend or terminate an account where it reasonably believes that the account has been compromised, misused, or used in violation of these Terms.
- Communications
By submitting your contact details through the Website, you may receive communications relating to your application, enquiry, programme, account, payment, registration, or other service requested by you.
Where required by applicable law, marketing communications will be subject to appropriate consent and users may have the opportunity to opt out.
- Changes to These Terms
JOSBEN may amend these Terms from time to time to reflect changes in the Website, services, institutional policies, technology, or applicable law.
Updated Terms will be published on the Website with an updated “Last Updated” date.
Your continued use of the Website following publication of amended Terms constitutes acceptance of the updated Terms, to the extent permitted by law.
- Suspension or Termination
- JOSBEN may suspend, restrict, or terminate your access to all or part of the Website where:
- you breach these Terms;
- your use presents a security or operational risk;
- your use is unlawful or fraudulent;
- maintenance or security work requires suspension; or
- JOSBEN otherwise reasonably determines that suspension is necessary.
- Termination or suspension shall not affect rights or obligations that accrued before termination.
- Force Majeure
JOSBEN shall not be responsible for delay or failure to perform its obligations where such delay or failure results from circumstances beyond its reasonable control, including natural disasters, epidemics, pandemics, fire, flood, war, civil unrest, government action, power outages, telecommunications failures, cyber incidents, internet failures, industrial disputes, or other similar events.
- Governing Law
These Terms shall be governed by and interpreted in accordance with the laws applicable in the Federal Republic of Nigeria.
Subject to any applicable statutory rights and dispute-resolution requirements, disputes arising from or relating to these Terms or the use of the Website shall be subject to the jurisdiction of the competent courts in Nigeria.
- Dispute Resolution
JOSBEN encourages users to contact the School first in an effort to resolve any complaint or dispute amicably.
Where appropriate, the parties may agree to mediation or another alternative dispute-resolution mechanism before commencing formal legal proceedings.
Nothing in this provision prevents either party from seeking urgent or legally available relief from a competent court.
- Severability
If any provision of these Terms is found to be unlawful, invalid, or unenforceable, that provision shall be interpreted or modified to the minimum extent necessary to make it enforceable, where permitted by law.
The remaining provisions shall continue in full force and effect.
- No Waiver
Failure by JOSBEN to enforce any provision of these Terms shall not constitute a waiver of its right to enforce that provision or any other provision in the future.
- Entire Agreement
These Terms, together with JOSBEN’s Privacy Policy, applicable admission policies, payment and refund policies, student regulations, and any other policies expressly incorporated into these Terms, constitute the applicable terms governing your use of the Website.
- Contact Information
If you have questions, complaints, or concerns regarding these Terms or the Website, please contact:
JOSBEN International Business School
15 William Bassey Street
Uyo, Akwa Ibom State, Nigeria
Email: admin@josbenibs.com
Telephone: +234704
Website: [Insert Website Address]
Acceptance
By accessing or using the JOSBEN International Business School website, you acknowledge that you have read, understood, and agree to these Terms and Conditions.
© 2026 JOSBEN International Business School. All Rights Reserved.